Turnaround & Recoveries

Consensual Sale & NPL

A consensual sale can deliver a better outcome than enforcement for everyone involved, but only when it is run properly. We manage the process for lenders from pre-launch to completion, covering due diligence packs, pricing strategy, duty of care negotiation, agent oversight and data-site administration, and we act as negotiation lead through to close. Where positions are non-performing, we add loan-level diligence and provisioning support. Across the £10–100m range, our discipline is what turns a difficult disposal into a clean recovery.

What This Involves

Due Diligence Packs

We assemble complete, well-organised diligence packs that give bidders confidence and protect the vendor from later challenge.

Pricing Strategy

We set a pricing strategy grounded in realistic recovery expectations, balancing speed of execution against the value achieved.

Duty of Care Negotiation

We manage duty of care obligations carefully, so the lender meets its responsibilities to the borrower while running an efficient process.

Agent and Data-Site Oversight

We oversee selling agents and administer the data site, keeping the process disciplined, well documented and on timetable.

Negotiation Lead

We lead negotiations through to completion, holding the line on terms and driving the transaction across the finish.

NPL Diligence and Provisioning

For non-performing loan positions we provide loan-level diligence and provisioning support, informing both pricing and the accounting treatment.

Part of our Turnaround & Recoveries practice, led by Charlotte Coates.

Planning a consensual sale?

We run lender-side processes and NPL disposals with the discipline they demand. Get in touch to discuss your position.

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