Support
Frequently Asked Questions
Common questions about Turning Point Capital Advisory, our services, and the TP Lender Intelligence platform.
What is Turning Point Capital Advisory?
Turning Point Capital Advisory (TPCA) is an independent commercial real estate debt advisory firm based in London. We specialise in sponsor-led advisory, lender-led advisory, restructuring, and special situations across UK and European commercial real estate markets. Our team advises on transactions ranging from £20 million to £100 million across 8 specialist property sectors.
What is the TP Lender Intelligence platform?
The TP Lender Intelligence platform (app.tp.finance) is the UK's leading cross-lender intelligence platform for specialist bridging, development, and short-term lending. It monitors over £12 billion in loan books, tracks 9,500+ charge holders, and analyses 50,000+ loans. The platform provides real-time payment monitoring, declined application tracking, borrower intelligence, and market benchmarking using data from Companies House, HM Land Registry, Experian, CoStar Group, and other authoritative sources.
What sectors does Turning Point Capital cover?
We cover 8 specialist property sectors: Hospitality & Hotels, Office & Workspace, Living & Residential (including BTR, PBSA, and co-living), Industrial & Logistics, Retail, Digital Infrastructure & Data Centres, ESG & Sustainable Finance, and Capital Markets. Each sector has dedicated advisory expertise with deep market knowledge.
How does the TP platform help lenders?
The platform provides cross-lender intelligence that individual lenders cannot access alone. When a lender reports a late payment or declined application, other lenders monitoring companies within the same sponsor network receive anonymised alerts. This gives lenders early warning of potential defaults across their loan books. The platform also provides borrower intelligence, health scoring, and market benchmarking against 150+ UK specialist lenders.
What data sources does the TP platform use?
The platform integrates data from Companies House (400,000+ charge filings and company data), HM Land Registry (property title and ownership records), Experian (credit data and financial indicators), CoStar Group (commercial property analytics), Knight Frank (property market intelligence), and the Office for National Statistics (economic indicators). Data is updated in real time.
Is the TP platform free to use?
Yes. There is no fee to join the TP Lender Intelligence platform. Lenders contribute their loan book data to the platform, and in return gain access to cross-market intelligence, payment monitoring alerts, decline data, and borrower analytics across the entire network.
What types of advisory does TPCA provide?
Our advisory services include: Sponsor-Led Advisory (debt advisory for property sponsors and developers), Lender-Led Advisory (advisory services for lending institutions), Special Situations (distressed debt, restructuring, and workout advisory), Corporate Finance (M&A advisory for real estate businesses), Wholesale Finance (warehouse and capital markets funding solutions), and Fund Finance (NAV and subscription line facilities).
What is bridging finance?
Bridging finance is short-term secured lending, typically for 6 to 24 months, used to 'bridge' a gap in funding. In UK commercial real estate, bridging loans are commonly used for property acquisitions, refurbishments, and development finance where speed of execution is important. The TP platform tracks bridging lenders across the UK, monitoring their charge filings and lending activity through Companies House data.
What is a PSC in the context of UK property lending?
PSC stands for Person with Significant Control. In UK property lending, PSCs are individuals or entities that own or control more than 25% of an SPV (Special Purpose Vehicle) company. The TP platform uses PSC data from Companies House to map sponsor networks — linking together all SPVs controlled by the same individuals or corporate entities. This network analysis helps lenders identify exposure across their loan books.
What is an SPV in property finance?
An SPV (Special Purpose Vehicle) is a company set up specifically to hold a property asset, typically used in UK commercial real estate to ring-fence assets and liabilities. Most bridging and development loans are made to SPVs rather than to the sponsor directly. The TP platform tracks over 174,000 SPV companies and their associated charges, health scores, and sponsor networks.
Where is Turning Point Capital Advisory based?
Turning Point Capital Advisory is headquartered at 5 Garrick Street, London, WC2E 9AR, in the heart of London's West End. The firm operates across the UK and Europe.
Who leads Turning Point Capital Advisory?
Turning Point Capital Advisory is led by Marcus Emadi (Director), who specialises in sponsor-led and lender-led debt advisory across UK commercial real estate. Loredana Emadi serves as Head of Research, overseeing research and analysis across all sectors. Charlotte Wilson is Associate Director, supporting deal execution and client management.
Have another question?
Contact Us