Acquisition Intelligence
The agent's particulars are three months old
When you're buying a commercial real estate asset, the information pack from the selling agent tells you what was true three months ago. It won't tell you the vendor's SPV has missed two payments since. It won't tell you the “stabilised” building has a tenant with three CCJs. It won't tell you the sponsor's other companies are filing late at Companies House.
Loan Intel's Acquisition Intelligence gives investors and PE funds the financial picture behind the property — so you know whether to negotiate harder, walk away, or move fast.
Two reports. One platform.
Whether you're buying the asset or inheriting the operator, we give you the data that isn't in the brochure.
Vendor Assessment
Buying a property owned by an SPV? We assess the vendor's financial position to determine whether they're under stress — and whether that stress gives you negotiation leverage on price.
- →Negotiation Leverage Score — Are they under financial pressure? Late filings, CCJs, overdue accounts, deteriorating credit
- →Stabilisation Verification — Are the tenants as strong as the brochure claims? Credit scores, insolvency risk, payment behaviour
- →Sponsor Network — Who controls the SPV? What else are they running? Any insolvencies in their portfolio?
- →Cross-Lender Payment Data — Is the vendor making their loan payments on time to other lenders?
Operator Due Diligence
Buying a hotel, BTR scheme, or co-living asset with an operator in situ? Your income stream depends entirely on that operator's ability to perform. We tell you if they're in a pickle before you pay the asking price.
- →Operator Viability Score — Credit health, CCJs, filing compliance, payment behaviour — is this operator solvent?
- →Parent Company Health — If the operator is a subsidiary, is the parent company stable?
- →Operator Portfolio — What other sites do they run? Any failures in their track record?
- →Key Person Risk — Single director running 40 entities? That's a flag you need to see before completion.
Works across every asset class
Every income-producing asset has a company behind the income. If that company is UK-registered, we can assess it.
Commercial
Office, retail, industrial
BTR / Co-Living
Operator viability
Hotels
Operator in situ
Student
PBSA operators
Care Homes
Operator health
Development
Vendor stress
How it works
Enter a company number. Get a full financial intelligence report in under two minutes.
Enter the SPV or Operator
Search by company name or number. Select whether you're assessing a vendor or an operator.
We pull the data
CreditSafe credit scores, Companies House filings, charges, insolvency, PSC ownership chain — all in real time.
Add tenants (optional)
For vendor assessments, add up to 10 tenant company numbers. We'll score their financial health against the 'stabilised' claim.
Get your report
Negotiation Leverage Score, Stabilisation Score, or Operator Viability Score — with every signal explained.
What the agent's particulars won't tell you
The information gap between what's marketed and what's real is where deals go wrong.
What the brochure says
- —“Fully stabilised asset with strong tenant covenant”
- —“Experienced operator with proven track record”
- —“Well-capitalised vendor seeking strategic exit”
- —“Institutional-quality management in place”
What Loan Intel shows you
- !Anchor tenant has credit score of 18/100 and two CCJs in the last 12 months
- !Operator has late filings, accounts overdue, and a parent company in creditors' voluntary liquidation
- !Vendor SPV missed two loan payments to another lender in the last quarter
- !Sponsor controls 47 SPVs, three of which are in administration
What we check
Six data layers combined into a single intelligence report.
CreditSafe Score
Real-time credit score, credit limit, and CCJ history for the vendor SPV, operator, and every tenant company.
CH Filing Compliance
Late filings, overdue accounts, and missed confirmation statements — the signals an agent won't volunteer.
Charge Register
Every outstanding charge on the company — who lent to them, how many lenders, and whether they're spread thin.
PSC Ownership Chain
Recursive walk through the beneficial ownership chain. Who actually controls this entity? What else do they run?
Cross-Lender Payments
Payment data shared anonymously by UK lenders in the network. Late payments, arrears, defaults — visible before you commit.
Insolvency Proceedings
Active insolvency cases on the target company and across the sponsor's full portfolio of connected entities.
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50K+
SPVs in the Network
150+
Contributing Lenders
<2 min
Assessment Time
6
Intelligence Layers
Built for how you actually buy
PE Real Estate Funds
Assessing 20 assets a month? Run vendor assessments at scale. Know which sellers are motivated and which assets are genuinely stabilised before you shortlist.
Family Offices
Buying a single asset is a multi-million pound decision. Get the same depth of financial intelligence that institutional investors use, without the institutional overhead.
Hotel & BTR Investors
The operator is the income stream. If they're in trouble, you're buying a problem. Operator viability scoring gives you the picture before the ink dries.
Stop buying blind
The vendor's financial stress is your negotiation leverage. The operator's hidden problems are your walk-away signal. Either way, you need to know before you sign.