Lender Intelligence
Stop being the only lender flying blind
A borrower can look completely clean on your desk while being three months in arrears on five other facilities. The lenders who see that are the ones on this network. The lender who doesn't is the one who gets the deal everyone else already passed on.
TP.finance is an anonymous data-sharing network for UK bridging and development lenders. Every member contributes. Every member benefits. Your data is never visible to competitors — but the collective intelligence protects you all.
Lender Intelligence Platform — free for approved specialist lenders
No subscription. No usage cap. Full platform access from day one. Applications are reviewed manually — we only onboard lenders we can genuinely serve.
What the network gives you
Intelligence no single lender could generate alone — built from the anonymised contributions of every member.
Cross-Lender Borrower View
See a borrower's full activity across the network — other facilities, missed payments, declined applications — before you commit.
Sponsor Network Mapping
Identify PSC networks and shared beneficial owners operating across multiple lenders. Spot concentration before it's a problem.
Early Warning Alerts
Automated alerts when borrowers in your book trigger flags across the network — missed payments, new charges, arrears elsewhere.
Loan Book Management
Your full portfolio in one place — loan data, payment status, charges, and borrower entities updated in real time.
Anonymous Benchmarking
Compare your LTVs, rates, deal volumes, and geography against real peer data from the member base. Not surveys. Live data.
Declined Deal Intelligence
Understand why borrowers have been declined elsewhere. The data that never reaches a credit committee — now it reaches yours.
Powered by Trusted Data Sources
Working alone vs. working with the network
The difference between a lender on the network and one who isn't isn't speed — it's what they can see.
Without the network
- ✗Borrower arrears elsewhere are invisible to you at origination
- ✗Serial applicants and declined deals arrive clean on your desk
- ✗Over-leveraged sponsors look fine until the charge register catches up
- ✗You only know what's in your own book — not what's in the market
With TP.finance
- ✓See a borrower's full cross-lender activity before you commit
- ✓Declined deals, missed payments, and arrears across the network — visible to you
- ✓Sponsor exposure mapped anonymously across all member lenders
- ✓Your data stays private. The intelligence it generates protects you.
£12B+
Active Loan Exposure in the Network
150+
Member Lenders
50K+
Borrower Profiles
Real-time
Data Updates
Free for approved specialist lenders
There is no subscription fee and no usage cap. Turning Point Capital generates revenue through advisory mandates when lenders need to exit distressed positions — not through platform access charges. The better we understand your book, the better we serve you when it matters.
Platform Access
- ✓Full loan book and portfolio management
- ✓Cross-lender borrower and sponsor search
- ✓Early warning and payment alerts
- ✓Insurance and covenant monitoring
- ✓Anonymous market benchmarking
- ✓Declined deal intelligence
- ✓No contracts. No hidden costs.
Approval-gated. Applications are reviewed manually to maintain network quality.
Already approved? Sign in to the platform →
Every lender not on the network is making decisions blind.
Your competitors can already see what borrowers have been doing across the market. The question is whether you can too.