Lender Intelligence Network
Stop being the only lender flying blind
A borrower can look completely clean on your desk while being three months in arrears on five other facilities. The lenders who see that are the ones on this network. The lender who doesn't is the one who gets the deal everyone else already passed on.
TP.finance is an anonymous data-sharing network for UK bridging and development lenders. Every member contributes. Every member benefits. Your data is never visible to competitors, but the collective intelligence protects you all.
See the Platform in Action
Watch how lenders use our intelligence platform to make smarter lending decisions.
Platform Demo Coming Soon
What the network gives you
Intelligence no single lender could generate alone, built from the anonymised contributions of every member.
Cross-Lender Borrower View
See a borrower’s full activity across the network, including other facilities, missed payments and declined applications, before you commit.
Sponsor Network Mapping
Identify PSC networks and shared beneficial owners operating across multiple lenders. Spot concentration before it’s a problem.
Early Warning Alerts
Automated alerts when borrowers in your book trigger flags across the network, whether missed payments, new charges or arrears elsewhere.
Loan Book Management
Your full portfolio in one place, with loan data, payment status, charges, and borrower entities updated in real time.
Anonymous Benchmarking
Compare your LTVs, rates, deal volumes, and geography against real peer data from the member base. Not surveys. Live data.
Declined Deal Intelligence
Understand why borrowers have been declined elsewhere. The data that never reaches a credit committee now reaches yours.
Powered by Trusted Data Sources
Working alone vs. working with the network
The difference between a lender on the network and one who isn't isn't speed. It's what they can see.
Without the network
- ✗Borrower arrears elsewhere are invisible to you at origination
- ✗Serial applicants and declined deals arrive clean on your desk
- ✗Over-leveraged sponsors look fine until the charge register catches up
- ✗You only know what's in your own book, not what's in the market
With TP.finance
- ✓See a borrower's full cross-lender activity before you commit
- ✓Declined deals, missed payments, and arrears across the network, all visible to you
- ✓Sponsor exposure mapped anonymously across all member lenders
- ✓Your data stays private. The intelligence it generates protects you.
£12B+
Active Loan Exposure in the Network
150+
Member Lenders
50K+
Borrower Profiles
Real-time
Data Updates
Simple, Transparent Pricing
One plan. Full access. No hidden fees.
Professional
Per user, billed monthly. Volume discounts available.
- ✓Full access to all 278,000+ active charges
- ✓Cross-lender borrower & sponsor search
- ✓Lender loan book analytics
- ✓Concentration risk monitoring
- ✓Early warning alerts
- ✓CSV & PDF export
- ✓Priority email support
Approval-gated. We review each application to maintain network quality.
Every lender not on the network is making decisions blind.
Your competitors can already see what borrowers have been doing across the market. The question is whether you can too.